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Why Public Sector Workers Turn to Payday Loans

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When working in the public sector, there is a certain reputation around the pay that you will gain as a public sector worker, but also the number of hours that you will be working. In this article, we will be providing you with information as to why several public sector workers have turned to payday loans over time.

Government Salaries Are Not High Enough

When looking at why those working in the public sector are leaning on payday loans, you should first look at the obvious which is the pay that they receive. With pay not being high enough for the jobs that they complete, this leads to many leaning on unsecured loans UK options and payday loans to cover a financial difficulty such as unexpected bills or an emergency breakdown such as a car breakdown.

Pay Freezes Are A Regular Thing

In addition to the public sector workers not being paid enough, there are also regular pay freezes that have also had a significant impact on their finances. With many not seeing a pay rise for 7 years or more, several public sector workers have either taken to payday loans or a second job to ensure that the monthly income is enough to pay the bills and ensure that you are financially stable throughout the course of the year. With many still experiencing these pay freezes, this has become a regular thing for those in working in the public sector.

Inflation Rising Outdoes Pay Growth For The Public Sector

Another reason why the average public sector worker is the price of inflation. With inflation rising to 2.9% in May, the pay of the public sector workers is lacking as a result. With many showing concern at the rate at which the wage is lacking, there are several calls for pay to increase significantly to ensure that those in public sector roles are able to meet the requirements needed. This is important as this will make sure that they can earn a liveable wage and support themselves financially should they be faced with a financial emergency.

Public Sector Workers Are Left Financially Unstable

When you are met with a financial emergency it can be a stressful time, particularly if you have no savings to fall back on. With many leaning to loans in order to cover finances and others working another job to make sure the finances are organised, there are several ways that financial loans are helping them to pay off these unseen financial emergencies without damaging their credit score or stretching their budget to breaking point. However, with so much to consider, as well as an increase n pay for our public sector works, it is important to make sure we are monitoring this and changing pay accordingly.

With this in mind, there are several ways that changes to public sector pay and rules regarding pensions can change to ensure that those in the public sector are more financially stable.

Michelle has been a part of the journey ever since Bigtime Daily started. As a strong learner and passionate writer, she contributes her editing skills for the news agency. She also jots down intellectual pieces from categories such as science and health.

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Lifestyle

How To Combine Astrology With Self-Care Rituals To Enhance Daily Living

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Self-care looks different for everyone. And it could look different day by day. Sometimes you just need meditation or journaling or a grounding ritual. Sometimes you need movement. Sometimes you need more rest. Have you ever wondered why it’s different day-by-day and why you can’t seem to “stick” to something?

Most of us know something about Western astrology, but have you ever heard of Vedic astrology (Jyotish)? Vedic astrology focuses on your moon sign (which may differ from your Western astrological chart), planetary transits, and Dasha period. These three areas shape how you feel, act, and process emotions every day. 

The time management app align27 doesn’t just focus on your typical horoscope. It gives you a personalized Vedic birth chart and a daily favorability forecast based on planetary influences. It uses a simple yet powerful stoplight system — green for favorable times, yellow for neutral, and red for moments when it’s best to slow down — to help you navigate each day with intention.

Why Vedic astrology and self-care go hand in hand

Ever have days where everything flows effortlessly and others where nothing seems to go right? That’s not random — it’s the influence of the planets at play. Vedic astrology teaches that planetary transits and periods, and the Moon’s placement each day all impact your energy. 

By understanding these influences, align27 customizes your self-care rituals to work with the planetary energies rather than against them. The result? A self-care routine that feels more natural, restorative, and in harmony with your personal astrology. 

How to align self-care with align27

1. Follow your moon sign for emotional well-being

In Vedic astrology, your Moon sign reveals how you process emotions, handle stress, and recharge. The align27 app provides real-time insights into your Moon sign’s current state, helping you plan self-care that supports your well-being.

  • Fire Moons (Aries, Leo, Sagittarius): align27 will highlight action-oriented times, which are perfect for movement-based self-care like yoga, walking, or a workout.
  • Earth Moons (Taurus, Virgo, Capricorn): Your best self-care moments often fall during grounding planetary periods. The align27 app helps you time activities like cooking, gardening, or Ayurvedic oil massages.
  • Air Moons (Gemini, Libra, Aquarius): Mental stimulation is key for you. Use align27’s favorable green time slots to plan journaling, reading, or creative work.
  • Water Moons (Cancer, Scorpio, Pisces): Emotional balance is crucial; align27 suggests introspective yellow periods during which self-care like meditation, breathwork, or music therapy can help you reset.

By checking your daily Moon sign insights in align27, you can sync your self-care with your emotional energy instead of forcing routines that don’t feel right.

2. Sync with planetary transits for daily rituals

Planetary movements in Vedic astrology directly influence your daily energy. Instead of following the same self-care routine every day, use the align27 app to check which planets are strongest and which ones need balancing.

  • Green periods: Ideal for action — schedule workouts, deep work, or personal projects. 
  • Yellow periods: Best for reflection — meditation, light reading, or connecting with loved ones.
  • Red periods: Time to pause — prioritize self-care, avoid big decisions, and rest.

For example:

  • If align27 shows a red period under Mercury’s influence, it’s a sign to unplug from tech and practice silence (Mauna) instead.
  • A green period during a Moon transit suggests a great time for emotional processing through journaling or spiritual rituals.
  • If Saturn is active, align27 might recommend structured self-care, like a disciplined yoga practice or fasting.

The daily timing feature of align27 takes the guesswork out of self-care, helping you plan around when the universe is actually working with you, not against you.

3. Use your Venus sign for beauty and self-love rituals

In Vedic astrology, Venus (Shukra) represents luxury, pleasure, and how you experience beauty. But your Venus sign in your birth chart tells you what kind of self-care truly nourishes your soul.

  • Venus in Fire Signs: You love bold, energizing self-care. Ayurvedic herbal treatments, bright colors, and invigorating scents like sandalwood or saffron uplift your energy.
  • Venus in Earth Signs: You prefer high-quality, natural self-care. Organic skincare, silk bedding, and nourishing food rituals align with your Venus energy.
  • Venus in Air Signs: You thrive on social and intellectual beauty. Try mantra recitation, decorating your space with art, or engaging in deep conversations.
  • Venus in Water Signs: You need emotionally fulfilling self-care. Essential oil baths, soft textures, and music therapy create a calming atmosphere.

4. Strengthen your planetary weaknesses through rituals

Each planet in your birth chart has strengths and weaknesses based on its placement. You can balance planetary imbalances through specific self-care rituals:

  • Weakened moon? Drink warm milk with cardamom, wear white, and meditate under the full Moon.
  • Struggling with Rahu energy? Reduce digital distractions, light camphor, and chant “Om Rahave Namah.”
  • Mars overactivity? Avoid spicy food, practice slow yoga, and wear cool colors like blue or white.

The align27 app personalizes these remedies based on your birth chart and daily planetary shifts.

Align your self-care with the stars

When you integrate Vedic astrology into your self-care routine, you’re not just following trends but tuning into the ancient wisdom of timing and energy alignment. Instead of forcing yourself into a one-size-fits-all self-care plan, you can create rituals that genuinely support you based on the cosmic influences at play.

With tools like align27, you can easily track your best days for rest, action, and reflection — making self-care effortless and aligned with the universe. Because taking care of yourself isn’t just about doing more — it’s about doing what’s right for you, at the right time. 

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