Business
Shopping Apps That Provide Buy Now Pay Later Services!
Introduction
Buying anything online is no easy task. You have to switch apps to find the best deal for your favourite items, go through reviews and find applicable discount codes before hitting “Buy”. But the smugness of being a smart shopper and the excitement of new items is ruined with a not-so-gentle reminder of your bank balance.
Not anymore!
Here are all shopping apps that provide Buy Now Pay Later services to help you shop on credit!
Shopping apps & their Buy Now Pay Later services:
- Myntra
Myntra is every shopaholic’s paradise! Get a wide variety of styles to choose from and make sure you’re keeping up with the trends! Myntra lets you shop until your closet’s fill by offering the best deals on your favourite brands!!
With Myntra’s Buy Now Pay Later services, looking like a million bucks won’t burn a hole in your pocket anymore.
You can apply for a shopping loan ranging from Rs 1000 to Rs 60,000. And if you pay off your balance within the grace days, you will be charged 0% interest.
If you have opted for a 180 days loan tenure, 0.25% interest will be charged.
- Big Basket
Imagine a place where you get the most exotic spices and fruits, all within your budget. No shopping in the scorching heat and deafening yells of the vendors. A place where bargaining isn’t needed!
Big basket is an online shopping platform where you will find whatever your taste buds crave no matter how rare it is!
Feeling adventurous and want to eat a shark for dinner? Big basket has your back!
Don’t worry about the quality and the prices as big basket goes over and beyond to provide high-quality products at reasonable prices to you.
To guarantee your pantries are always filled with delicious and nutritious food, Big basket has partnered with loan apps like CASHe to provide Buy Now Pay Later services. You can get a loan of Rs 1000 to Rs 10,000. In case of a 180 days loan tenure, 0.5% interest will be charged on your balance.
- Amazon
Your favourite one-stop-shop for all your needs amazon has launched its Buy Now Pay Later services. If you can’t find something locally, then you know that amazon has it!
Amazon loves to offer great deals and sales for you and to ensure you don’t miss any, has partnered with online fintech companies. Apply for a loan amount ranging from Rs 1000 to Rs 60,000 at 0% interest. And 0.75% interest will be charged for a loan tenure of 180 days.
- Flipkart
From electronics to toys to trendy outfits, Flipkart is a place you can find anything and everything you’re looking for. Get Flipkart’s BNPL so you don’t miss any sales and get your hands on the newest electronics everyone’s talking about.
If you choose a loan tenure of 180 Days, 0.75% interest will be charged.
- Apollo Pharmacy
To make sure you take care of your health despite your financial situation, Apollo Pharmacy launched its Buy Now Pay Later services. Apollo Pharmacy offers a shopping loan of Rs 1000 to Rs 10,000 so that you can get your medicines and repay them in easy EMIs.
Business
Private Listings by Harold X. Clarke: A New Approach to Fine Real Estate
Byline: Andi Stark
Private Listings by Harold X. Clarke, a real estate platform operating across Hawaii, is rewriting how properties are bought and sold in the region. Unlike larger firms reliant on public listings and mass marketing, Private Listings’ strategy prioritizes personalization, privacy, and meticulous curation of ultra-high-end, off-market properties, including oceanfront estates, gated community residences, and architectural masterpieces.
Harold Clarke, founder of Private Listings, describes their method as one that rejects “cookie-cutter solutions in favor of understanding the nuances of both buyers and sellers.” This approach has resonated with ultra-high-net-worth individuals (UHNWIs) seeking refined and discreet real estate transactions.
The Hawaiian real estate market remains a hub for global investors, with the median price for a single-family home in the state reaching $900,000 in 2024, according to the Hawaii Association of Realtors. Within this competitive landscape, Private Listings is building up to be a trusted name for properties that extend beyond luxury into generational investments.
Challenging the Industry Norms
Private Listings deliberately avoids the conventions of large-scale real estate firms. By focusing on fewer, higher-value properties, the company ensures that each transaction is treated with the same level of care and confidentiality.
Public listing platforms, while effective for broader markets, often expose sellers to unnecessary attention or unqualified inquiries. For Clarke, this model is misaligned with the needs of UHNWIs. “Privacy isn’t a luxury for our clients—it’s a necessity,” Clarke explains.
This philosophy has led Private Listings to handle some of Hawaii’s most significant real estate transactions, including off-market properties valued at over $40 million. Its success is not measured by the volume of listings but by the depth of trust built with clients, many of whom return for subsequent transactions.
Adapting to Changing Client Demands
While Private Listings maintains a foundation of traditional practices, the firm also recognizes the evolving needs of its clientele. The global real estate market is increasingly influenced by concerns over digital security, with a 15% rise in data breaches targeting high-net-worth individuals in the past three years, according to cybersecurity firm NortonLifeLock.
To address these risks, Private Listings employs rigorous screening for potential buyers and uses secure platforms for communication and transactions. The firm’s “by invitation only” model ensures that clients remain protected from the pitfalls of public exposure. Clarke notes, “Our goal is not just to sell homes but to create an environment where clients feel safe and confident during every step of the process.”
The Human Element in Real Estate Transactions
Despite advancements in technology, Private Listings firmly believes that real estate transactions cannot be reduced to algorithms or automation. Unlike firms that depend heavily on online data aggregation, Private Listings emphasizes human connection and insight.
The company’s sales strategy integrates personalized client interactions, in-depth market analysis, and years of experience navigating Hawaii’s unique real estate ecosystem. Clarke’s background in managing family assets and his global perspective is significant in shaping this essence.
Future Directions for Private Listings by Harold X. Clarke
As Hawaii continues to attract global attention, Private Listings aims to expand its influence within the state while maintaining its core principles. The company is currently developing a new platform to streamline services for UHNWIs, blending their demand for discretion with seamless access to Hawaii’s finest off-market properties.
Additionally, Private Listings is strengthening its ties with local communities, recognizing that sustainable growth benefits both the company and the islands’ ecosystems.
Private Listings by Harold X. Clarke has set itself apart in Hawaii’s real estate scene by moving away from the typical mass-market approach. Through a mix of traditional values and modern sensibilities, the firm continues to define what it means to transact ultra-high-value properties with integrity and care.
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