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Michiganders will Usher in a new Decade with New Laws taking effect in 2020
In 2019, a total of 19 bills signed by Gov. Gretchen Whitmer will become law in 2020. There are 2 more pieces of legislation signed by former Gov. Rick Snyder in 2018, that will also have effective dates in 2020. Medicaid work requirements, minimum wage increases, the legalization of online gaming and sports betting, and auto insurance reform are some of the notable laws taking effect this year.
July 1, 2020 will see the state’s new auto insurance law taking effect that will significantly overhaul Michigan’s auto no-fault insurance policy. According to Moss & Colella, the Michigan Person Injury Lawyer team, there will be a major change in the personal injury protection coverage as it will allow the residents to change their level of personal injury protection, or PIP, coverage or opt-out all together if they’re senior citizens or have existing health insurance that covers auto-related injuries. Then there are other four levels of coverage available that give unlimited coverage, $500,000, $250,000 and a minimum $50,000 option for some Medicaid recipients. The amount of auto insurance savings will completely depend on the level of coverage drivers will choose to go with.
January 1st saw the state’s minimum wage jump from 20 cents to $9.65 while the tipped wage increased to $3.67. In 2018 GOP lawmakers had adopted and amended a citizen-led minimum wage ballot proposal which will affect the increase in the minimum wage to $12.05 by 2030. Also on the same date the new Medicaid work requirements kicked in for most able-bodied adults receiving healthcare benefits through the state’s Healthy Michigan Program.
Thus the beneficiaries, between the ages of 19 and 61, are now required to report per month for at least 80 hours of workforce engagement, such as working or job training. Affected residents have received notices in the mail from the Michigan Department of Health and Human Services.
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Creating Safe Havens: Inside Genesis USA’s Vision for Inclusive Housing
GenesisUSA, a nonprofit based in Arlington, Texas, works to improve the lives of disabled veterans and children who have lost their parents. Led by Charles Ford, the organization goes beyond providing financial aid. It focuses on long-term solutions, like building wheelchair-accessible homes, to support independence and dignity for those in need. With rising housing costs and growing inequality, GenesisUSA’s mission addresses a critical gap.
Ford and his team create supportive environments that help promote self-reliance in underserved communities. As a smaller, community-based organization, it addresses challenges that can be difficult for larger organizations to manage. Its work shows how local initiatives can make a noticeable difference.
A Growing Crisis: The Need for Accessible Housing
The demand for affordable and accessible housing continues to grow. A 2023 report from the National Low Income Housing Coalition estimated that more than 11 million U.S. households need homes with accessibility features. This challenge is more pronounced for disabled veterans, with nearly four million living in homes that do not meet their physical needs.
“Our veterans have sacrificed a lot for this country, but many still face housing that doesn’t suit their needs,” Ford says. “Beyond merely providing them shelter, we’re creating a space where they can live comfortably.”
GenesisUSA is responding by building homes designed for accessibility. These houses include ramps, wider doorways, and modified kitchens and bathrooms to allow veterans to live more independently. The organization also plans to create supportive environments for children who have lost their parents, many of whom also face mobility challenges.
Ford’s Community-Driven Leadership at GenesisUSA
Ford’s years of experience in construction and his dedication to charitable work have shaped his leadership at GenesisUSA. He stays closely involved, often meeting veterans and families to learn about their needs firsthand. “For me, it’s about building personal connections,” Ford says. “Large charities sometimes miss the individual stories.”
The community focus defines Ford’s leadership. Although some wonder if a smaller nonprofit can make a meaningful impact, Ford is confident. “We don’t have celebrity endorsements or huge budgets, but we have real relationships with the people we help,” he says. His dedication to grassroots efforts sets GenesisUSA apart from larger, more structured organizations.
GenesisUSA has already helped over 100 people and aims to expand its impact with affordable, accessible housing solutions. One notable feature is the inclusion of a wheelchair-accessible swimming pool, which has received positive feedback. Ford says, “We’re creating spaces where people can enjoy life fully, just like everyone else,” which reflects the organization’s mission to support independence and inclusion.
Building More Than Homes: A Reflection of Hope
Ford looks back on GenesisUSA’s progress with a clear sense of purpose. “We’re not simply building homes, we’re offering hope and building opportunities for independence,” he says. “We’re here to support veterans who face mobility challenges and children who have lost their parents, offering them a chance at a more self-reliant life.”
As the organization’s reach expands, so does its ability to impact lives across the country. Its work embodies Ford’s dedication to ensuring that no one is overlooked. Ford envisions scaling their efforts while maintaining the personalized approach that defines their model.
“We’re still in the early stages,” he notes. “As we grow, we’ll continue to prioritize individual needs. Our success hinges on the improved quality of life for each person we help.”
As the demand for accessible, supportive housing rises, organizations like GenesisUSA play an important role in filling gaps left by larger institutions and government programs. Through its focus on tailored support and community-driven solutions, GenesisUSA is building a model for how smaller nonprofits can significantly impact and address pressing social needs.
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