Business
Leading by Example, Umar Ashraf Makes his Mark in the Stock and Options Trading
History proves that there are no shortcuts to success, and it takes multiple trials and errors to succeed. Success stories narrate multiple failures that inspirational figures have borne. Umar Ashraf is a young and passionate soul who today, at the age of 24, owns Ashraf Capital, TradeZella, and Stock Market Lab. However, it isn’t as easy as it sounds and Umar has had his fair share of hardships through the journey.
Pakistani by birth, Umar Ashraf flew to America at the age of 5 and grew up in New York. He recently moved to Miami in January 2020 and now lives in California. Umar failed at a few other businesses that include a property solutions company, started by him at the age of 18. He launched this company to work for banks with foreclosed homes that he failed at, as according to Umar Ashraf, he was in it only to make money and consequently rushed the whole procedure.
Umar’s key to remarkable performance and early success is following a strict routine and never letting failure overpower him.
Strategizing and executing flawlessly, is yet another quality that gives Umar an edge over others in the same industry. Umar spoke of meditation as a big help in stressful situations and prioritizes his health and sleep over everything else.
In addition to the prosperity of the feedback system, the Stock Market Lab (SML) community and in-depth education for SML and TradeZella set his business apart from others in the field.
Umar, while being an options and stock trader who has been trading for over six years now, uses Youtube to promote videos on his progress and tips to help people get started with the business ideas they’ve been aiming to implement.
Umar has, however, made it clear to the audience that he is not a financial advisor and, all that he shares on his YouTube channel is just his biased opinion. It is all based on speculation and his personal experience and shall not be confused for a piece of financial advice.
Umar Ashraf, moreover, aims to make people understand that risk comes uninvited with investment. Hence, you should thoroughly do your research before making any investment and never let the fear of failure put you off from trying out your career in trading.
Business
Private Listings by Harold X. Clarke: A New Approach to Fine Real Estate
Byline: Andi Stark
Private Listings by Harold X. Clarke, a real estate platform operating across Hawaii, is rewriting how properties are bought and sold in the region. Unlike larger firms reliant on public listings and mass marketing, Private Listings’ strategy prioritizes personalization, privacy, and meticulous curation of ultra-high-end, off-market properties, including oceanfront estates, gated community residences, and architectural masterpieces.
Harold Clarke, founder of Private Listings, describes their method as one that rejects “cookie-cutter solutions in favor of understanding the nuances of both buyers and sellers.” This approach has resonated with ultra-high-net-worth individuals (UHNWIs) seeking refined and discreet real estate transactions.
The Hawaiian real estate market remains a hub for global investors, with the median price for a single-family home in the state reaching $900,000 in 2024, according to the Hawaii Association of Realtors. Within this competitive landscape, Private Listings is building up to be a trusted name for properties that extend beyond luxury into generational investments.
Challenging the Industry Norms
Private Listings deliberately avoids the conventions of large-scale real estate firms. By focusing on fewer, higher-value properties, the company ensures that each transaction is treated with the same level of care and confidentiality.
Public listing platforms, while effective for broader markets, often expose sellers to unnecessary attention or unqualified inquiries. For Clarke, this model is misaligned with the needs of UHNWIs. “Privacy isn’t a luxury for our clients—it’s a necessity,” Clarke explains.
This philosophy has led Private Listings to handle some of Hawaii’s most significant real estate transactions, including off-market properties valued at over $40 million. Its success is not measured by the volume of listings but by the depth of trust built with clients, many of whom return for subsequent transactions.
Adapting to Changing Client Demands
While Private Listings maintains a foundation of traditional practices, the firm also recognizes the evolving needs of its clientele. The global real estate market is increasingly influenced by concerns over digital security, with a 15% rise in data breaches targeting high-net-worth individuals in the past three years, according to cybersecurity firm NortonLifeLock.
To address these risks, Private Listings employs rigorous screening for potential buyers and uses secure platforms for communication and transactions. The firm’s “by invitation only” model ensures that clients remain protected from the pitfalls of public exposure. Clarke notes, “Our goal is not just to sell homes but to create an environment where clients feel safe and confident during every step of the process.”
The Human Element in Real Estate Transactions
Despite advancements in technology, Private Listings firmly believes that real estate transactions cannot be reduced to algorithms or automation. Unlike firms that depend heavily on online data aggregation, Private Listings emphasizes human connection and insight.
The company’s sales strategy integrates personalized client interactions, in-depth market analysis, and years of experience navigating Hawaii’s unique real estate ecosystem. Clarke’s background in managing family assets and his global perspective is significant in shaping this essence.
Future Directions for Private Listings by Harold X. Clarke
As Hawaii continues to attract global attention, Private Listings aims to expand its influence within the state while maintaining its core principles. The company is currently developing a new platform to streamline services for UHNWIs, blending their demand for discretion with seamless access to Hawaii’s finest off-market properties.
Additionally, Private Listings is strengthening its ties with local communities, recognizing that sustainable growth benefits both the company and the islands’ ecosystems.
Private Listings by Harold X. Clarke has set itself apart in Hawaii’s real estate scene by moving away from the typical mass-market approach. Through a mix of traditional values and modern sensibilities, the firm continues to define what it means to transact ultra-high-value properties with integrity and care.
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