Health

Here’s Why You Should Purchase the Best Health Insurance in India

Published

4 years ago

July 17, 2021

Health insurance is a kind of insurance that covers a specific or a portion of an individual’s risk in incurring unexpected medical costs. This insurance is a contract or an agreement between you and the insurance company, which ensures to pay you during your hospital stay. It is designed specifically to aid individuals in covering medical expenses. It is one of the crucial financial decisions one makes in life, and hence, finding the best health insurance plan is a priority.

Here are some reasons why you should begin looking for the best health insurance plan for financial protection:

Health Insurance Helps Save Money

If you are without the best health insurance plan, you could be forced to pay for all the medical services you need through various means. You could incur high medical costs due to a medical emergency, leaving you with the only option to dip into your savings. Purchasing the best health insurance will ensure that you keep your savings safe and meet the expenses with the coverage provided. It will also protect you from sudden financial ruin, which is likely a possibility considering the skyrocketing costs of medical treatments.

Ensures Security and Sense of Well-being

Another reason why it is so important to have the best health insurance is because of the personal health outcomes. It is well-known that in this era, people are at higher risk of accidents and serious health issues such as cancer or heart disease. It is also known that uninsured people are at greater risk of facing financial difficulties in case of an unexpected health problem.

On the other hand, having the support of the best health insurance plan gives one reassurance and a sense of protection. Additionally, this feeling of security can completely change the perspective of one’s life and help one stay productive.

Covers for Medical Costs During Emergency

Individuals without the best health insurance coverage may face the problem of not accessing the medical care services when they need them. As a result, they may find it difficult to get routine checkups and are forced to wait on getting these services.

In addition, those who are uninsured may also find it difficult to afford out-of-pocket expenses for preventative care and other health services. Purchasing the best health insurance plan can solves these issues.

Essentially, in the event of a medical emergency, a health insurance plan can provide significant and much-needed financial assistance. Choosing the best health insurance plan can provide you with substantial financial protection, covering treatment costs both in India and overseas. Furthermore, if you opt for renowned insurers like Care Health Insurance, you can also get coverage for costs of hospitalisation, diagnosis, ambulance, and prescription, as well as the convenience of fast reimbursements.

You Become Eligible for Tax Exemptions

Health insurance is useful not just for covering future costs but also for providing immediate financial assistance. Section 80D of the Income Tax Act, 1961 allows you to get a tax deduction of up to Rs. 25,000 in premiums paid toward a coverage. You can deduct the cost of your own policy, as well as the policies of your spouse and children. This may assist you in lowering your overall tax liability.

Buy the Best Health Insurance Policy

The lack of insurance coverage for the uninsured population continues to pose a large and growing problem. As per the available data, the overall penetration of health insurance in India in the financial year 2018 was roughly 35%. Evidently, many people do not opt for comprehensive health insurance policies. As a result, the uninsured people will have to go without the care and medical services they badly need to protect their lives.

This tragic trend of the uninsured population not having access to necessary medical care will continue to strain the health care system. As a result, it will have an enormous effect on the health and financial well-being of the uninsured population in India. Therefore, it is ideal to get the best health insurance after weighing your long-term and short-term financial needs aligned with your health requirements.

Health

How Telehealth Works for Addicts in Recovery

Published

7 days ago

March 6, 2025

Michelle Langton

Technology has been shaping healthcare for decades, and these days, tech advancements for the health sector are happening faster than ever before. Telehealth has emerged as one advancement that has touched every healthcare discipline, from cancer care to pediatrics. The innovative approach of telehealth is breaking down barriers to care and even reaching those who are struggling with substance abuse.

By leveraging digital platforms, recovery specialists can offer better access to therapy sessions, support groups, and medical consultations. These breakthroughs in accessibility are significant for people in healthcare deserts who are languishing under increased addiction rates and a lack of reliable treatment options.

Nick Padlo, founder and CEO of Sophros Recovery in Florida, has seen the benefit of telehealth for recovering addicts firsthand. “Individuals struggling with addiction can now find support and guidance if they do not have access to a treatment center near their home,” he explains. “These virtual programs are designed to provide comprehensive care, similar to traditional in-person treatment, but with the added convenience of digital accessibility.”

Here, we explore the benefits of telehealth for recovery and how clinicians and other professionals in the field can best utilize it for better outcomes.

An increased need for comprehensive recovery

The United States saw over 107,000 overdose deaths in 2023. This was a notable increase from previous numbers. The emergence of fentanyl as the drug of choice for many and the perpetuation of alcohol and other drug abuses have made access to comprehensive recovery even more important than ever.

“Understanding the options available can be the first step to recovery,” says Padlo. When people have easier access to help, they may be more apt to seek sobriety.

The pandemic saw a marked increase in substance abuse, laying bare the need for digital access to recovery resources. During the COVID shutdown, the crucial need for an alternative to in-person treatment was evident, and the benefits of such treatment options allowed clinicians and other professionals to carry this digital access to recovery care through the pandemic and into the post-COVID world.

In addition, those living in rural areas or areas with a lack of access to comprehensive recovery care often have needs on par with those in larger urban areas. Telehealth allows people to access the same professionals that those in big cities rely upon.

Studies have shown that continuity of care is critical to the success of addiction recovery. Telehealth can facilitate ongoing engagement with those in recovery, securing continuity of care and leading to better recovery outcomes.

A modern approach

“Online addiction recovery typically involves a combination of individual therapy, group therapy, educational sessions, and support groups, all conducted via video conferencing or other online tools,” explains Padlo. The flexibility of these programs allows participants to schedule them around their availability and considering their other commitments.

“We aim to mirror the effectiveness of traditional methods,” says Padlo. “We are providing the same level of care and support through a virtual format.”

Padlo stresses that online recovery can also reduce stigmas that are associated with seeking help for one’s addictions. When those in recovery can participate from the comfort of their own home, they may be more apt to commit to the recovery process.

People will need to consider their personal circumstances when determining if telehealth for addiction recovery is right for them. They may want to evaluate how comfortable they are with technology and whether they have a stable internet connection. Also, it helps to have a strong support system to keep one accountable since it can sometimes be easier to ignore digital meeting commitments.

However, Padlo cautions that those with severe addiction issues or co-occurring addictions may fare better with in-person detox and recovery.

Telehealth can be a powerful tool in the fight against addiction. The option offers a range of benefits, including easier access, privacy, and even savings for some. According to a recent study by the Oregon Health and Science University, telehealth may be just the solution to overcoming the stigma of rehab and recovery and radically reducing barriers for people who need it the most.

While telehealth for addiction recovery may not be a one-size-fits-all solution, and some people may require more intensive care and medical intervention, it has broken barriers for those in areas of limited access to recovery or seeking an option that offers more privacy.

As the field of virtual health delivery continues to evolve, the benefits of telehealth for addiction recovery will become clear. Telehealth provides comprehensive, discrete, and effective care for those starting or continuing their recovery journey.