Business
Clay Advisors Reviews Claims To Help Those With Poor Money Habits
A Clay Advisors Review by personal loan review website, Best 2020 Reviews, shows the possible negative and positive outcomes by doing business with Personal Loans companies you don’t know very well. Companies like Clay Advisors have been flooding the market with Personal Loans offers claiming to be able to assist those with poor money habits. But can they really do it?
Sometimes, consumers end up making mistakes that haunt them for a very long time. This is due to a number of poor money habits that can drown us into a debt trap. However, there are a few habits we can avoid to keep financial distress at bay.
1. Paying Automatic Bills
If you can setup automatic bill payments, it saves you from late payment surcharge. However, at times, you don’t have any idea about how much money you have in your account. As a result, you face overdraft charges or penalties in response to returned payments.
Experts believe that setting up an automatic payment schedule is a bad idea. By relying on such a schedule, you often fail to check if you have any money left in your account to pay the bills.
Rather than configuring automatic payments, one of the wiser money habits is to set up alerts through which you can pay these bills on time.
2. Failing to Create an Emergency Fund
Unforeseen expenses are always around the corner. You may lose your job in a sudden turn of events or your car might break down unexpectedly during a trip. Without an emergency fund, you have nowhere to go. It offers you much-needed assistance when the going gets tough.
If you and your partner both work jobs, try to save enough money in your account so that you can so that you can survive for three months without a job. Save for six months if you are the sole earner in your home. Even if you find it hard to save, try to accumulate enough money to pay for groceries or repairs.
3. Struggling with Budgeting
Failing to make a budget is one of those money habits that can lead you into a financial crisis. Budgeting allows you to pay off a debt or reduce it to a significant extent. In this way, you can save money for emergency. Other than keeping you safe in times of need, budgeting provides you with an effective roadmap that allows you to address your financial objectives. By setting a spending target and sticking to it, you can budget better.
4. Deciding Against a Retirement Strategy
Surviving without funds in old age can be harder than you imagine. Young people often decide against retirement savings because they believe that it is too “far away.” However, what they don’t realize is that this extended period can generate them excellent compound interest on their retirement plans.
Some people incorrectly assume that they will not need a lot of money in their retirement. This is an incorrect assessment because the cost of living always rises with time. Moreover, retirement is a phase during which people will want to pursue their passion and hobbies like traveling. Hence, they are going to need money. To save up for your retirement, you can either go for a 401(k) plan or open an individual account.
5. Not Getting Insurance
What will you do if an untimely disaster damages your personal possessions and you don’t have car insurance?
Insurance is something where you need to strike a balance and ensure that you are neither investing too much nor spending too little. Ideally, you should cover your primary assets, especially your health. In this way, you can stop a natural disaster form taking the form of a personal financial disaster. Apart from health, get insurance for your vehicle and property where the coverage is enough to pay for catastrophic care in the event of illness or accident.
Business
Top 5 Virtual Assistant Companies to Watch in 2025
Running a successful business in today’s fast-paced world requires a sharp focus on growth, strategy, and efficiency. However, managing the day-to-day operations can often become overwhelming. That’s where virtual assistant (VA) companies come into play. These companies specialize in providing skilled professionals who can handle everything from administrative tasks to customer service, marketing, and beyond, allowing entrepreneurs and small business owners to focus on what they do best.
With so many VA companies on the market, choosing the right one can be a challenge. To help you navigate the options, we’ve compiled a list of the top 5 virtual assistant companies to watch in 2025. Whether you’re an entrepreneur, a startup founder, or a busy professional, these companies offer top-tier solutions to meet your needs.
1. Assist World – The Gold Standard in Virtual Assistance
At the top of our list is Assist World, a U.S.-based company renowned for its personalized approach to matching clients with virtual assistants. Assist World goes beyond the typical “one-size-fits-all” model by taking the time to understand your unique needs and connecting you with highly skilled VAs who align perfectly with your business goals.
What Makes Assist World Stand Out?
- Personalized Matching: Assist World matches clients with virtual assistants based on their specific requirements, ensuring the right fit every time.
- Comprehensive Onboarding Process: The company’s seamless onboarding process streamlines communication and ensures VAs hit the ground running.
- Client Success Management: Dedicated client success managers oversee the relationship, providing ongoing support and ensuring smooth operations.
- Flexibility and Scalability: Assist World caters to businesses of all sizes, offering flexible plans that can scale as your business grows.
Who Is It Best For?
Assist World is ideal for entrepreneurs and small-to-medium businesses seeking a reliable, high-quality VA service that delivers consistent results.
Pricing:
Pricing is customized based on your needs, making it accessible for a wide range of budgets. Schedule a free consultation to learn more.
2. Time Etc – Affordable and Efficient
If affordability is your priority, Time Etc is a strong contender. This VA company specializes in administrative tasks and offers services at competitive rates. With a team of experienced professionals, Time Etc focuses on helping clients boost productivity without breaking the bank.
Key Features:
- Dedicated VAs with extensive experience.
- Transparent pricing with no hidden fees.
- Focused primarily on administrative and organizational tasks.
Who Is It Best For?
Time Etc is a great choice for solopreneurs and small businesses looking for cost-effective virtual assistance for basic tasks.
Pricing:
Plans start at $29 per hour, with discounts available for bulk hours.
3. Belay – A Leader in Remote Executive Assistance
For those in need of executive-level support, Belay is a premier option. This company specializes in matching clients with highly skilled remote assistants who can handle complex tasks such as calendar management, bookkeeping, and project coordination.
Key Features:
- Focus on executive and specialized assistance.
- Rigorous vetting process for VAs.
- Excellent client support.
Who Is It Best For?
Belay is ideal for CEOs, executives, and high-level professionals who require top-tier assistance.
Pricing:
Premium services come at a higher price point, starting around $2,000 per month for part-time support (45 hours a month). For 85 hours a month, pricing sits around $3,800.
4. MyOutDesk – Virtual Assistants for Real Estate
Real estate professionals, take note: MyOutDesk is the go-to VA service for your industry. Specializing in real estate operations, MyOutDesk provides skilled VAs who can handle lead generation, transaction coordination, and CRM management.
Key Features:
- Expertise in real estate processes.
- Comprehensive training programs for VAs.
- Proven track record with top real estate agents.
Who Is It Best For?
Realtors, brokers, and real estate teams looking to streamline their operations and focus on closing deals.
Pricing:
Pricing starts at $1,750 per month for full-time assistants.
5. Boldly – Premium Virtual Assistant Services
If you’re looking for high-quality, premium VA services, Boldly is worth considering. This company offers subscription-based plans that provide access to experienced VAs skilled in a variety of disciplines, including marketing, customer service, and project management.
Key Features:
- Highly experienced professionals.
- Flexible subscription plans.
- Focus on long-term client relationships.
Who Is It Best For?
Businesses and individuals willing to invest in premium services for comprehensive support.
Pricing:
Plans start at $39 per hour, with monthly subscriptions available.
How to Choose the Right Virtual Assistant Company
When selecting a VA company, consider the following factors:
- Your Business Needs: Identify the tasks you want to delegate and choose a company that specializes in those areas.
- Budget: Assess how much you’re willing to invest in virtual assistance and find a provider that aligns with your budget.
- Flexibility: Look for companies that offer scalable plans to grow with your business.
- Support: Choose a company with excellent client support to ensure smooth communication and problem resolution.
Why Assist World Is the #1 Choice
While all the companies on this list offer excellent services, Assist World stands out for its personalized approach, exceptional client success management, and flexible solutions, and most importantly, their fair pricing. At Assist World, prices generally fall between $1,500 – $2,000 a month for a full-time dedicated executive assistant. With a proven track record of helping businesses thrive, Assist World is the ultimate partner for entrepreneurs and small businesses ready to scale efficiently and effectively.
Ready to take your business to the next level? Schedule a free consultation with Assist World today and discover the difference a high-quality virtual assistant can make.
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