Tech

A Review Of Two Payment Gateway Giants – Shopify Payments And Amazon Pay

Published

6 years ago

July 30, 2019

Shopify Payments and Amazon Pay are two of the most talked about payment gateways at present. Both of them provide solid features that retailers love. We’re going to outline the fundamentals of each payment gateway so you know where each stands.

Shopify Payments Payment Gateway

Powered by Stripe, Shopify Payments is a payment processor brought to you by Shopify. It’s created for Shopify merchants who have built an online store using Shopify. There are already over 100 different third-party payment gateways that are provided by Shopify and Shopify Payments is one of them. Shopify Payments is available for merchants in the US, Australia, UK, Spain, Canada, Singapore, Puerto Rico, Germany, Hong Kong, Ireland, New Zealand, and Japan. You need to comply with Shopify’s Acceptable Use Policy in order to be approved to use Shopify’s payment gateway.

Shopify Payments is provided by Shopify.

Fee Structure

When you opt for Shopify Payments payment gateway the rates are as follows. For users with Lite or Basic Shopify Plan, the processing rate is 2.9% and 30 cents when you make a sale online and 2.7% when you’re selling in person. People who have opted for $79 Shopify plan need to pay 2.6% and 30 cents for processing when selling in person. You need to pay a 2.5% processing fee when you’re selling in person. For people who have opted for the $299 Advanced Plan, they’re required to pay 2.4% processing rate when selling in person or online. You need to pay an addition of 30 cents when you’re selling online.

Pros

When you use Shopify Payments payment gateway, you won’t need to pay transaction fees. It usually charges up to 0.5% transaction fees.

Since Shopify Payments comes integrated, you don’t need to spend a lot of time setting it up in order to make a sale.

If you’re on the $299 per month Shopify plan or $79 per month Shopify plan then you will save on payment processing.

You can add Fraud Protect as a means to protect yourself from fraud when you sell online. You won’t manually need to check for verification and you can sell risk-free.

Customers will be able to check out much faster as they can save all the shipping and billing-related information. This can help you increase sales as customers will have a better shopping experience.

Chargebacks are easy and convenient with Shopify Payments as you can easily access the details from the dashboard and resolve in minutes.

U.S. merchants have to wait for only two to three days in order to receive their payments which is great news.

Cons

Fraud Protect is available for only a handful of merchants at present in the U.S. It’s not yet available to merchants outside of U.S.

Shopify can withhold your funds if you’re found to have many chargebacks which can be problematic.

Amazon Pay Payment Gateway

Amazon Pay is a subsidiary of Amazon which was launched in 2007. This payment processor is provided to the sellers who sell on Amazon. Merchants in the U.S., EU, and Japan can use Amazon Pay payment gateway at present. You need to be physically established and operate in the country in order to be eligible to use Amazon Pay.

Amazon Pay is a subsidiary of Amazon.

Fee structure

Amazon Pay uses flat-rate fee structure making it easy for merchants. For mobile and web transactions, the processing fee is 2.9% and 30 cents for U.S. transactions. For other country transactions, the fee is 3.9% and 30 cents. For purchases that have been made through Alexa, the processing fee is 4.0% and 30 cents for U.S. transactions and 5.0% and 30 cents for cross-border transactions. Charitable organizations need to pay 2.2% and 30 cents processing fee for U.S. transactions and 3.2% and 30 cents processing fee for cross-border transactions.

Pros

It’s easy and simple to use Amazon Pay payment gateway for the merchant as well as the customer making it a good option for retailers.

Amazon Pay enables customers to save their billing and shipping information which leads to faster checkout. This can help increase customer satisfaction and can lead to an increase in sales.

As Amazon is trusted by millions of people all over the globe, Amazon Pay has the advantage of being trustworthy.

Amazon Pay comes with free fraud protection service that saves your business from any type of fraud transactions.

You don’t need to sign a long-term contract when you choose Amazon Pay as your payment gateway. Moreover, there’s no termination fee if you want to cancel early.

Tech

The Importance of Cyber Hygiene: Tips from HelpRansomware Experts

Published

2 days ago

April 14, 2025

Jonathan Grilli

Byline: Katreen David

In the digital age, the adage “an ounce of prevention is worth a pound of cure” has never been more relevant.

For Juan Ricardo Palacio and Andrea Baggio of HelpRansomware, the battle against digital threats is a daily reality. Founded in response to the growing menace of ransomware, HelpRansomware has made it its mission to recover data while educating the public on the importance of cyber hygiene.

“Preventing a cyberattack before it happens is crucial. We can safeguard digital assets more effectively by nipping the threat in the bud through vigilant monitoring and proactive measures,” says Baggio.

The Growing Threat of Cybercrime

Cyber threats have become increasingly pervasive and sophisticated, impacting businesses and individuals alike. According to research, there are an estimated 2,000 cyberattacks per day globally. This equates to over 800,000 cyber crimes annually. In line with this, the worldwide cost of cybercrime is projected to reach the $23 trillion mark by 2027.

This alarming figure highlights the critical need for robust cybersecurity practices. HelpRansomware has responded to this challenge by accentuating the importance of preventive measures. “Our goal is to create a safer digital environment where cyber hygiene is as natural as brushing your teeth,” says Palacio.

Cyber Clean: Maintaining Digital Hygiene

HelpRansomware advocates for a proactive outlook on cybersecurity. It offers practical tips for maintaining good cyber hygiene, such as regularly updating software, using strong and unique passwords, developing risk management plans, and educating employees about phishing scams.

“Cyber hygiene is about taking small, consistent actions to protect your digital assets,” explains Palacio. “When we practice good cyber hygiene, the chances of cyber attacks occurring shrink significantly.”

Businesses can significantly reduce cyberattack vulnerability by integrating these practices into daily routines.

HelpRansomware’s Role in Promoting Cyber Hygiene

Beyond recovery services, HelpRansomware is dedicated to raising awareness and providing education on cybersecurity best practices. It conducts workshops and seminars to help organizations understand the importance of cyber hygiene. This unique initiative mirrors the company’s sincere efforts toward shielding the world from the dark side of the web.

“Education is the first line of defense against cyber threats,” emphasizes Baggio. “Francis Bacon’s famous quote will always ring true in every industry: ‘Knowledge is power’.”

HelpRansomware’s efforts are power moves across the board that help businesses recover from attacks. Its checkmate move, however, is its vision to build a culture of prevention that can safeguard against future threats.

In an era where cyber threats lurk around every unlikely corner of the internet, the importance of cyber hygiene cannot be overstated. Through its innovative solutions and educational initiatives, HelpRansomware is leading the pack in promoting better cybersecurity practices. “We believe that a well-informed and vigilant community can defeat cybercrime,” concludes Baggio.

HelpRansomware’s proactive stance on cyber hygiene is setting new standards in the industry. Through education and preventive practices, Andrea Baggio and Juan Ricardo Palacio are fortifying the digital community, making sure that future cyber threats are met with informed and resilient defenses. Cleanliness matters in both the tangible and digital world.