Business

How to Run a 6 Figure Location Independent Online Business, in Today’s World

Published

4 years ago

December 16, 2021

Matthew Wiles

How to overcome the fear of sharing your business, and tips to scale your business with energetics.

“ I wanted FREEDOM. I didn’t grow up with the life that I wanted, I created it”.

Our world is rapidly evolving and adapting to unforeseen circumstances like the pandemic. We are in the midst of a digital revolution, where the way we work has fundamentally changed. “Most would think traveling and living a digital nomadic lifestyle would be impossible”, spiritual business coach Ania Halama says, but she is about to divulge on how she scaled a six figure business online while traveling the world.

Ania Halama is a world traveler and spiritual entrepreneur who has mentored thousands of heart-centered entrepreneurs to align with their ideal clients, and to attract money and wealth, using the R.E.B.E.L. Entrepreneur Method. Her experience and skills are focused in bridging the gap between what is perceived as normal, and what is truly possible, through opening new pathways for her clients via EFT, Meditation, Reiki and Law of Attraction.

Overcoming Fear and Limited Beliefs

Doing something that goes against the status-quo, like starting an online business, can invoke a lot of fear. The fear of being judged and self doubt can hinder us from pursuing something greater than what we have now. Removing self doubt requires us to work very hard on ourselves; lifting the negative energy that is weighing us down. Most people have experienced some kind of trauma, and when these traumas go untreated, it can block us from meeting our full potential.

As a transformation coach, Ania frequently observed the difficulty her clients had in overcoming their traumas. She explains that to be 100% present in your business, means you have to heal these traumas first. In doing so, you can become fully confident in sharing your ideas (and problems) with the world, coming from an “empowered place rather than a wounded place”.

In order for your business to grow, you have to have absolute belief in what it is you’re doing.

Think about the people who invest in and support your business as clients; a big part of why is because they believe in what you have to say. You are the face of your business and when you come to the stage with high and vibrant energy, the audience can sense it.

Ania recommends practicing getting in front of an audience, and training yourself to be comfortable speaking in public. Although it might incite nerves worrying about what people might think of you, your focus should be on yourself and the bigger mission.

Blending Spirituality and Business: The Law of Attraction

“We don’t need to work 40, 50, 60 hours a week to live beautiful lives”.

Business energetics is a psychotherapy practice that utilizes EFT tapping, where energy is “tapped” on a person’s body, releasing negative emotions like anxiety and improving a person’s flow. Flow allows the person to gain wisdom and identify the challenges they are facing. It is through improved flow, Ania argues that we begin to put the Law of Attraction into effect. Using the example of masculine and feminine energy, she describes why having a balance of these improves flow. Masculine energy is the hustle mentality, whereas feminine energy is what actually attracts clients to us, and lets them in versus chasing after clients and wondering “when the next dollar is going to come from”.

Using spirituality to improve our energy, will attract the right type of clients, partners or coaches to your business. Flow, according to Ania, happens when we connect with frequencies of happiness and joy. We don’t need to work 40, 50, 60 hours to live beautiful lives. Thus, when we are freer in our own minds, free of negative or irrational fears, flow comes more intuitively. Being more connected to people allows us to gain a larger audience and support system, all of which will help grow the business in an organic way.

“Energy is more important than strategy, showing up creates attraction”

In order for the law of attraction to work, there needs to be action behind the intent to drive “…those manifestations into motion”. It is important that you show up to the work you set out to do everyday; it is this consistency that creates a ripple effect, which turns a vision into an actuality.

Following Your Voice

The last tip Ania shares is the importance of finding your authentic self and purpose. This could be through exploring the avenues you loved as a child. She argues there’s a reason why we’re attracted to certain things, nature, astrology, space..ect, when we’re young.

Hobbies or interests that bring us joy can spur the motivation to start something. When you have the right combination of good flow and inspirations to work on, you may be well on your path to creating a successful business for yourself; one that feels intuitive to your natural adeptness and values.

Conclusion

Manifesting a successful business requires a deep level of self reflection and hard work. It is not enough to simply have a vision of what you want to achieve, but you must put in the work to set it into motion. Employing spiritual practices into your day to day operations can help clear up the negative emotions or hurdles that are holding you back from taking your business to the next level. Following her own path to healing from deep trauma, has allowed Ania to manifest the career of her dreams, and in so has empowered others to achieve the same results.

Business

Inside the $4.3B Quarter: What’s Fueling Black Banx’s Record Revenues

Published

1 week ago

January 16, 2026

Matthew Wiles

Every quarter brings fresh headlines in fintech, but few make the kind of impact achieved by Black Banx in Q2 2025. The Toronto-based global digital banking group, founded by Michael Gastauer, reported an extraordinary USD 4.3 billion in revenue and a record USD 1.6 billion in pre-tax profit, while improving its cost-to-income ratio to 63%.

These results not only highlight the company’s operational efficiency but also mark a pivotal moment in its journey from challenger to global leader. The big question is: what’s fueling such impressive financial performance?

Customer Growth as the Core Driver

One of the clearest engines of revenue growth is Black Banx’s expanding customer base. By Q2 2025, the platform had reached 84 million clients worldwide, up from 69 million at the end of 2024. This 15 million net gain in six months demonstrates both the attractiveness of its services and the scalability of its model.

Unlike traditional banks, which rely heavily on branch expansion, Black Banx leverages digital-first onboarding that allows customers to open accounts within minutes using just a smartphone. This approach is especially effective in regions underserved by legacy institutions, where access to affordable financial tools is in high demand.

More customers don’t just mean higher transaction volumes—they generate a compounding effect where network size, brand trust, and service adoption reinforce one another.

Real-Time Payments and Cross-Border Solutions

A major contributor to Q2 revenues is the platform’s real-time payments infrastructure. Black Banx enables instant cross-border transfers across its 28 supported fiat currencies and multiple cryptocurrencies, helping both individuals and businesses bypass the traditional bottlenecks of international banking.

For freelancers, SMEs, and multinational clients, this means faster liquidity, reduced foreign exchange costs, and simplified global operations. The demand for real-time financial services is growing rapidly—Juniper Research projects global real-time payments turnover to hit USD 58 trillion by 2028—and Black Banx is strategically positioned to capture a significant share of this market.

Crypto Integration as a Revenue Stream

Another key revenue driver is crypto integration. While many traditional institutions remain hesitant, Black Banx embraced digital assets early and has built infrastructure to support Bitcoin, Ethereum, and the Lightning Network. In Q2 2025, 20% of all transactions on the platform were crypto-based, reflecting strong customer appetite for hybrid banking services that bridge fiat and digital assets.

Revenue comes not only from transaction fees but also from value-added services like crypto-to-fiat conversion, staking yields (4–12% APY), and blockchain-enabled payments. For customers in markets with unstable currencies, these services act as a financial lifeline, further expanding the platform’s relevance.

AI-Powered Efficiency and Risk Management

Record revenues would be less impressive if costs ballooned at the same rate. But Black Banx has proven adept at balancing growth with efficiency. Its cost-to-income ratio improved to 63% in Q2, down from 69% a year earlier, thanks to heavy reliance on AI-powered automation.

AI now drives fraud detection, compliance, and customer onboarding—areas where traditional banks often struggle with cost inefficiencies. By automating these processes, Black Banx can process millions of transactions securely while maintaining profitability at scale. This level of efficiency is rare in fintech, where high growth often comes at the expense of margins.

Regional Expansion and Untapped Markets

Geography also plays a role in fueling revenues. Much of the Q2 growth came from Africa, South Asia, and Latin America—regions where demand for mobile-first banking continues to soar. In 2024 alone, Black Banx reported a 32% increase in SME clients from the Middle East and Africa, signaling the strength of its positioning in underserved markets.

By extending services to populations previously excluded from formal banking—migrant workers, rural communities, and small businesses—Black Banx taps into vast pools of latent demand. The strategy proves that financial inclusion and profitability are not mutually exclusive but mutually reinforcing.

Diversified Revenue Streams

Another factor behind Q2’s record revenues is Black Banx’s diversified business model. Income is not tied to a single service but spread across multiple streams, including:

Transaction fees from cross-border transfers and payments.
Crypto trading and exchange services.
Premium account features for high-net-worth clients.
Corporate services for SMEs and international businesses.

This diversification insulates the company against volatility in any single segment, creating stable revenue growth even in shifting market conditions.

Michael Gastauer’s Strategic Blueprint

Behind these results is Michael Gastauer’s long-term strategy: scale aggressively but with efficiency, innovation, and inclusion at the core. His vision has always been to create a borderless financial ecosystem, and Q2 2025’s performance is evidence that this vision is not only achievable but sustainable.

By balancing mass-market accessibility with premium features, and by blending fiat with digital assets, Gastauer has positioned Black Banx as a category-defining player in global finance.

The Road Ahead: Toward 100 Million Clients

Looking forward, the company’s goal of reaching 100 million customers by the end of 2025 will likely be the next catalyst for revenue growth. More customers mean more transactions, more data insights, and more opportunities to refine and expand its service offering.

If current momentum holds, the USD 4.3 billion quarterly revenue milestone could be just the beginning of an even larger growth story. The challenge will be ensuring systems scale securely while maintaining trust in an environment where privacy and compliance are paramount.

A Record That Signals More to Come

Black Banx’s Q2 2025 performance—USD 4.3 billion in revenue, USD 1.6 billion in pre-tax profit, 84 million clients worldwide, and a lean 63% cost-to-income ratio—is more than a financial milestone. It is a signal of how the future of banking is being rewritten by platforms that are borderless, crypto-inclusive, and data-driven.

What fueled this record-breaking quarter is not one innovation but a combination of strategies—scalable onboarding, real-time payments, crypto integration, AI efficiency, and expansion into underserved regions. Together, they form a model that doesn’t just challenge traditional banking but actively builds the foundation for global dominance.

For Black Banx, the road ahead is clear: the $4.3 billion quarter is not an endpoint but a launchpad for even greater scale and profitability.