Lifestyle
4 Steps to Upgrading Your Lifestyle

When do you know it’s time to go for a lifestyle upgrade? For some people, it happens when you realize that you’re still living like a college student even though you graduated years ago. For others, it can be the knowledge that you’re in a dead-end job. Still others might simply struggle to do nice things for themselves even though they can afford it. If you’re looking to get a leg up on your quality of life, the tips below can help.
Identify the Issue
What is it exactly that you’re looking for? Have you suddenly realized that you’re tired of living off fast food and you want to learn to cook like an adult? Maybe you’ve decided you can’t be a ski instructor forever. Figure out whether the problem is a fairly straightforward one, such as deciding you want to give your wardrobe an overhaul, or a less defined one, such as knowing you want to do something different in your life but not being sure what that is. If you still aren’t sure what you want to change even after giving it some though, the next step below will help.
Map the Steps
The next step is to figure out what you need to do to get that upgrade. If you’re still stuck in the unsure space, you might want to consider a session with a career counselor if your indecision is job related or a talk with a life coach if the issue is a broader one. Your solution might be a fairly simple one in that if you’re looking for a better wardrobe and you don’t know where to begin, making an appointment with a personal shopper might be just what you need.
On the other hand, the pathway might be a little more complicated. For example, if you want a career change and you need to go back to school, you may need to figure out how to pay for it. You might be eligible for Earnest student loans from a private lender, which you can quickly check online. You may also be able to get scholarships and federal aid.
Give Yourself Permission
Even after identifying the issue and the steps to a solution, you might still be holding back. Many people struggle to simply do things for themselves. If you find yourself using words like selfish to describe this attention to improving your life, you may be one of them. Often, simply recognizing that you are holding yourself back is sufficient to reset your thinking, but if that isn’t working, more time with that life coach or possibly consulting a counselor could be useful.
Track Your Progress
It can feel great if you have some record to show yourself how far you’ve come. If you’re giving your wardrobe an overhaul or redoing your home, take before and after photos. If you have adopted some at home skincare treatments, how has your skin responded to these product changes? If you’re doing something major like a career change, take the time to jot down a few concrete points about your current job dissatisfaction. You can come back to look at it later to compare how much better your situation is.
Lifestyle
Derik Fay: The Quiet Architect of Impact-First Entrepreneurship

In an era where noise often overshadows results, Derik Fay is quietly shaping a different kind of legacy — one built not on showmanship, but on undeniable substance. For more than two decades, Fay has engineered the rise of over 30 companies across industries as diverse as real estate, technology, healthcare, and entertainment. Yet his name rarely leads headlines — not because he hasn’t earned it, but because he never needed it to validate his success.
Growing up in Rhode Island, Fay learned early that the world rarely hands out opportunity; it must be seized, created, and multiplied. While many of his peers pursued traditional paths, he took a risk that would define the rest of his life: at just 22, he founded 3F Management, a venture firm with an entirely different mission — to build companies that would outlast trends, outperform markets, and, most importantly, out-impact their competition.
Instead of obsessing over short-term wins, Fay approached entrepreneurship like a craftsman. Much like Henry Ford, who famously said, “A business that makes nothing but money is a poor business,” Fay built companies that weren’t just profitable — they were purposeful. Every venture was designed to create real, sustainable value, both for shareholders and for the communities they served.
Through his relentless focus on structure and leadership, Fay’s ecosystem of businesses now touches thousands of lives daily — from employees finding new opportunities to entrepreneurs gaining the mentorship they never had before. But unlike typical moguls who boast about headcounts, Fay views every job created as a ripple in a larger mission: empowering individuals to write better futures for themselves.
Where others have scaled fast and crashed harder, Fay’s model thrives on foundations few are patient enough to build anymore. His method is slower, smarter, and almost surgical: find what others overlook, fix what others fear, and grow what others abandoned too early. It’s this principle that led him to not just build companies — but to resurrect them, reimagine them, and sometimes even walk away if the mission no longer aligned with the impact he envisioned.
Fay’s philosophy extends far beyond boardrooms. Philanthropy isn’t a checkbox at the end of his success story — it’s embedded into the way he scales. His ventures are built with giving back written into their DNA, from local community initiatives to broader mentorship platforms that help emerging entrepreneurs get their first real shot at success. His life’s work is proof that wealth and generosity are not mutually exclusive — they are, in fact, essential partners.
Today, while newer generations of entrepreneurs hustle for likes and magazine covers, Fay’s name is whispered in rooms where real power moves. His reputation — built quietly but relentlessly — is that of a man who delivers, builds, and elevates without the need for public validation.
In a business world increasingly built on spectacle, Derik Fay reminds us that the most lasting legacies are forged not in the glare of the spotlight, but in the thousands of lives changed quietly along the way.
For more insights into Derik Fay’s ventures and philanthropic efforts, visit www.derikfay.com and follow him on Instagram @derikfay
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